Appraisal services for Meriden and New Haven County homeowners
Check out the top 7 reasons CT homeowners call on Crossroads Appraisals LLC:
Need help deciding the price of your house in or near Meriden, CT?
At Crossroads Appraisals LLC, we understand the particular needs of a customer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Crossroads Appraisals LLC, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.
Need to remove PMI?
An attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're seasoned in helping clients just like you get rid of unneeded PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your house overvalued if you live in a local area that's declining or is not appreciating as much as other houses close by. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. An appraisal from Crossroads Appraisals LLC is your strongest weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can this be troublesome from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Crossroads Appraisals LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need a seasoned expert to double-check your appraisal for preciseness, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.